RF Indemnity Shield™

In 2013, AM Best, a leading insurance rating agency, described RF radiation as an emerging technology risk, for the insurance industry. They estimated 250,000 workers a year who perform their duties near high-energy cell phone antennas are exposed to RF radiation and the continued exponential growth of the industry will significantly increase exposure to these workers and others.

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As a result, global insurers withdrew coverage for RF related injuries, leaving property owners, carriers, contractors, and municipalities unprotected from multiple-district litigation.  To address this emerging insurance crisis, NA&TSC leadership and their technologists developed applications and protocols that guarantee workers may perform their tasks safely around RF transmitting antennas.  After this technological development, NA&TSC collaborated with a Lloyd’s of London syndicate and a global insurer to provide RF radiation liability coverage for those entities that follow the NA&TSC safety protocol. The result of this collaboration is RF Indemnity Shield™—the only RF safety insurance product of its kind in the world.  

RF Indemnity Shield™ financially safeguards all parties in the wireless ecosystem.  Policies cover claims and legal costs related to RF injuries for every wireless site and stakeholder utilizing the NA&TSC safety solution.  This will ensure the healthy growth of the wireless ecosystem.

RF Indemnity Shield™ is a 21st-century solution to a 21st-century problem and is provided at no cost to all wireless ecosystem participants who adhere to the NA&TSC safety protocol.

American workers and their families support the National Antenna & Tower Safety Center solution.